Online Banking

kid put coin to piggy bank on the vintage wood background,

Savings

Savings

Basic Savings

  • $50.00 minimum required to open account
  • $5.00 service charge per quarter if average daily balance falls below $50.00
  • Interest compounded and credited quarterly with average daily balance of $200.00
  • $1.00 fee for each withdrawal beyond four per month
  • Quarterly statement
  • Paperless Statement available

Royal Savings

  • $200.00 minimum required to open account
  • $5.00 service charge per quarter if average daily balance falls below $200.00
  • Interest compounded and credited quarterly with average daily balance of $200.00
  • $1.00 fee for each withdrawal beyond four per month
  • Quarterly statement
  • Paperless Statement available

Money Market Savings

  • $2,500.00 minimum required to open account
  • $3.00 service charge per month if average daily balance falls below $2,500.00
  • Interest compounded and credited monthly
  • Must maintain an average daily balance of at least $2,500.00 to receive the disclosed rate and annual percentage yield.  Interest will be paid based on the Royal Savings rate if your available daily balance falls below $2,500.00.
  • $1.00 fee for each withdrawal beyond four per month
  • Quarterly statement
  • Paperless Statement available

Flex III Savings

  • $20,000.00 minimum required to open account
  • $5.00 service charge per month if average daily balance falls below $20,000.00
  • Rates comparable to CDs with the flexibility of a Money Market Savings
  • Interest compounded and credited monthly
  • Must maintain an average daily balance of at least $20,000.00 to receive the disclosed rate and annual percentage yield.  Interest will be paid based on the Money Market Savings rate if your available daily balance falls below $20,000.00.
  • $1.00 fee for each withdrawal beyond four per month
  • Monthly statement
  • Paperless Statement available

Junior Savers

  • For customers 0-17 years of age
  • $10.00 minimum balance required to open account
  • Interest compounded and credited quarterly
  • Receive a FREE piggy bank at account opening
  • Quarterly statements
  • Paperless Statement available

*Pre-authorized transfers are limited to 6 per month on all savings accounts