At First National Bank we understand the range of needs for businesses. Regardless of whether you are a small startup company or a well-established business, First National Bank has the products you need to help your business succeed!

Checking

Classic Business

• $100.00 minimum required to open account
• $3.00 per month service charge for paper statements
• $2.00 per month service charge for paperless statements
• $.15 per check or paper debit
• $.05 per transit item deposited
• $3.00 fee for extra statements

Fees will be reduced by $.10 credit for each $100.00 minimum collected daily balance based on the lowest balance each statement cycle.

Classic Plus Business

This account is available to sole proprietors and individuals “DBA”. Partnerships and Corporations are not permitted to open NOW accounts.

• $500.00 minimum required to open account
• $.15 per check or paper debit
• $.05 per transit item deposited
• Interest is paid on average collected balance of at least $500.00
• $10.00 monthly service charge if $500.00 average balance is not maintained
• Paperless statements available

Fees will be reduced by $.10 credit for each $100.00 minimum collected daily balance based on the lowest balance each statement cycle.

Credit Card

We make it easy to choose the credit card right for you. Cover day-to-day expenses easily without affecting your business cash flow.

https://fnbstjames.ubb.key.credit

Loans

Whether you are starting your first business or expanding an existing business we have something to fit your needs. No matter the size of your project, big or small, we are here to help.

• Commercial real estate loans
• Revolving operating lines of credit
• Equipment and inventory loans
• SBA loans

Call 507-375-3376 or email fnbstj@fnbstjames.com